Integrated Investment Management
Your portfolio should work with your financial plan, not alongside it.
Portfolio Oversight & Alignment
Managing wealth takes more than picking funds. Your investments need to work with your tax, cash flow and estate planning.
We partner with registered third-party Portfolio Managers (PMs) who provide discretionary investment management, while Fabien Wealth provides CFP®-led strategic oversight to keep your portfolio synchronized with your Personal Roadmap or Corporate Blueprint. Fabien Wealth does not directly manage or trade client assets.
Best For: Canadian investors and business owners with $100K+ in investable assets seeking institutional portfolio management integrated with personal or corporate planning.
What You Get
Professional Portfolio Management: Discretionary investment management handled by a registered third-party Portfolio Manager using low-cost mandates tailored to your risk profile.
Tax-Efficient Coordination: Strategic oversight to ensure portfolio asset location aligns with your broader personal and corporate tax strategy.
Strategic Oversight: Ongoing account monitoring to maintain alignment between your portfolio and long-term financial goals as tax laws and markets evolve.
Integrated Planning Access: Personal Roadmap or Corporate Blueprint deliverables coordinated alongside your investment management.
Institutional Custody & Digital Access: Real-time online portfolio access provided through an independent, institutional Canadian custodian..
Total Investment Cost Structure
Integrated Planning & Fee Credits
Strategy built around your corporation and your family. We work alongside your existing team of professionals, not in place of them
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12-month active partnership
Unified Roadmap: A 20+ year map combining corporate and personal assets to stress-test big financial moves.
Owner-Pay & Surplus Strategy: A plan for your salary vs. dividend mix and for growing retained earnings tax-efficiently.
Risk & Continuity Review: A review of how your shareholder agreement, corporate insurance and estate documents work together. Legal drafting is done by your lawyer.
Tax & Legal Coordination: Direct coordination with your accountant and lawyer so your plan and structure stay aligned.
Legacy Framework: A plan for transitioning corporate wealth and coordinating your estate planning.
*Starting rate applies to standard corporate planning. Final fees scale with the complexity of your corporate and family situation and are confirmed in writing before any commitment.
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Optional ongoing engagement following your initial 12-month blueprint.
Year-End Owner-Pay Reviews: An annual salary vs. dividend review ahead of your corporate fiscal year-end.
Surplus Oversight: Ongoing review of how your retained earnings are allocated and invested as capital builds.
Annual Stress-Testing: Yearly model updates for corporate tax changes, revenue shifts and major goals.
Advisory Sounding Board: On-demand CFP® access for major business, real estate or investment decisions.
Tax Team Coordination: Ongoing coordination with your CPA and legal team so decisions stay aligned.
*Effective rate of $250/mo when paid annually ($3,000/yr). Flexible monthly billing available at $275/mo. Fees scale with additional complexity.
Financial planning has no asset minimum. Questions about how pricing works? Visit our FAQ.
How It Works
Discovery Session. We review your corporate structure, tax position and owner-pay goals to see if we’re a good fit.
Blueprint Development. We analyze your financials, model owner-pay and surplus strategies, and draft your plan, then check key assumptions with you before moving forward.
Plan Presentation. We walk you through your Corporate Blueprint and the next steps across owner pay, surplus investing and shareholder protection.
Plan Execution. We implement the strategies you approve in coordination with your legal and accounting teams.
Ongoing Partnership. Annual realignments and structural adjustments as tax laws, business milestones and your goals change, through our retainer.
Ready to Build the Plan Around Your Corporation?
Let’s start with a conversation.
No pressure, no jargon, just a clear path forward.